Our Personal Cyber Insurance indemnifies you from the loss or damage due to cyberattack.

Meet your expectation

Covers you and your family from cyber threats with various plans amounting to HKD10,000 per year

Theft of Funds

Compensates your financial loss due to an unauthorized access to your bank account, payment card or mobile wallets, etc.

Cyber Extortion

Protects you from unlawful cyber threats causing damage or harm to you and reimburses the ransom you pay with our prior consent

Applicable to Standard and Comprehensive Plans
Theft of Funds
Identity Theft
Cyber Extortion
Applicable to Comprehensive Plan only
Data Restoration / Malware Decontamination
Cyberbullying, Cyber Stalking and Loss of Reputation
Online Shopping
Important Notes
Important Notes


Standard Plan: HKD300 for each and every claim
Comprehensive Plan: Nil

Important Notes

  1. The applicant must be a permanent Hong Kong resident who is aged 18 or above.
  2. This insurance is subject to the territorial limit of Hong Kong.
  3. This insurance excludes any loss of, or liability directly or indirectly arising as a result of or in connection with the following:
    (a) any type of cryptocurrencies, e.g. Bitcoin, Ethereum, Ripple or IOTA, etc.;
    (b) gambling;
    (c) investment or trading losses including without limitation any inability to sell, transfer or dispose of securities;
    (d) misappropriation, theft, infringement or disclosure of any intellectual property, e.g. patents, trademarks or copyrights, etc.
    (e) any action, omission or misbehaviour of the insured which is intentional, malicious, dishonest, deliberate or reckless; or
    (f) any action or omission in the insured’s capacity as employee, self-employed person or any professional or business activity.

*The coverage features above are indicative only. Please contact us and refer to full policy documents for detailed terms & conditions, exclusions, benefit table and premium.
*In case of any inconsistencies between the Chinese and English versions, the English version shall prevail.

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