Coverage / Section Maximum Limit of Indemnity(HK$) Basic 1. Office Contents This section offers "All Risks" protection to Office Contents including furniture, fixtures & fittings, interior decoration, computer equipment, electrical appliance, trade sample and stock. The following sublimits apply :     • Any one office equipment or machinery 100,000 • Computer equipment 20,000 max. per item (20% of Sum Insured in aggregate) • Computer data records 20,000 • Any one item of ornamental glass, china, porcelain or work of art 5,000 • Any one deed, document, card, tape, file or transparency 3,000 • Sample or Stock 20,000 or 10% of Sum Insured, whichever is the greater • Any other item 50,000   Extra Benefits • Removal of debris following damage to Contents 10% of Sum Insured • Cost of boarding up broken doors and windows pending replacement 20,000 • Coverage shall not be prejudiced by decoration works with total contract value less than HK$100,000   2. Business Interruption Additional expenditure incurred for the sole purpose of minimising the reduction of Gross Profit (Indemnity period for the additional expenditure is 12 months) Extra Benefits 750,000 • Professional accountant charges for verification of claims • Additional business interruption expenditure incurred as a result of the damage to property in the vicinity which prevents the use of premises or accidental failure of public utilities supply (electricity, gas, water) 5,000 3. Loss of Money • Loss of non-negotiable money including crossed cheques, crossed postal and money orders, crossed bankers' drafts and credit sales vouchers 500,000 • Cash in premises out of office hours     • in locked safe / strongroom 20,000   • not in locked safe / strongroom 3,000 • Cash in transit in Hong Kong SAR or Cash in premises during office hours or in bank night safe 30,000   Extra Benefits • Loss of or damage to safe / strongroom due to theft or attempted theft 20,000 • Loss of money following violence or threat to partners, directors or employees resulting in the forced signing of cash cheque 10,000 • Loss of money due to theft or fraud or dishonesty of the partners directors or employees if the loss is discovered within seven working days of the occurrence. 5,000 4. Public Liability Legal liability in respect of accidental bodily injury or property damage to third party (including litigation cost) in connection with the insured's business 6,000,000 • Legal liability of partners, directors or senior executive in connection with business whilst traveling overseas • Legal liability for damage to buildings rented and occupied by the insured as tenant 1,000,000 • Legal liability arising out of any food and drink supplied to guest within the premises not for remuneration 2,000,000 5. Personal Assault Directors and/or partners and/or employees sustain accidental death injury or total permanent disablement as a result of robbery or theft at insured premises or in the course of transiting company's money within Hong Kong SAR 50,000 per person 200,000 any one accident Optional 6. Employees' Compensation Liability under the Employees' Compensation Ordinance for death of or bodily injury to employees arising out of and in the course of employment Extra Benefits 100,000,000 • Worldwide cover for commercial visits by non-manual employees
	Office Care Insurance Application Form