The insurance provides protection for your "Residential Building" and it can safeguard your financial position against the loss of or damage to the fabric of your building caused by insured periods.
| 1. | Fire including smoke damage and water damage arising from fire. |
| 2. | Thundering & Lightning. |
| 3. | Explosion including explosion of boilers or gas used for domestic purposes |
Office Care Plan is a specially designed package product, which provides several essential insurance coverages in one policy. We aim to provide you with a policy that is easy to insure, simple to administer, and yet comprehensive and inexpensive. You only need to decide the amount to be insured for your office contents, and free insurance will be provided for business interruption, loss of money, public liability and personal assault (Please refer to this brochure for details). As an option, you also may insure with us your employees' compensation insurance. Office Care Plan saves you from the daily routine works, and allows you to focus on your business development.
"Home Care Plan" is specially designed to provide a comprehensive insurance cover for home contents at a desirable cost.
It covers:
| 1. | Home Contents |
| 2 | Third Party Liability |
| 1. | The "Basic Option" covers your liabilities at law under the Employees' Compensation Ordinance. It also provides Personal Accident Insurance and repatriation expenses for your domestic helper. |
| 2 | "Comprehensive Option", which provides, on top of the "Basic Option", several additional medical protections to your domestic helper. |
This plan provides 2 alternatives of cover:
| 1. | Third Party Legal Liability Insurance |
| 2 | Comprehensive Insurance |
